<aside> 🤔 Looking for the Thread-Switch Consumer Deposit Account Agreement?

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****This user agreement is a contract between you and Grink, Inc. that governs your use of your Switch account and the Switch services. For an individual to open a Switch account and use the Switch services, you must be a resident of the United States or one of its territories and at least 18 years old. For a business to open a U.S. Switch account and use the Switch services, the business must be organized in, or resident of, the United States.

By opening and using a Switch account, you agree to comply with all of the terms and conditions in this user agreement, so please read all of the terms and conditions carefully. You also agree to comply with the following additional policies and each of the other agreements on the Legal Agreements page that apply to you.

By agreeing to these terms of service and creating a Switch account, you also agree to our Mobile Terms of Service. You authorize your wireless carrier to use or disclose information about your account and your wireless device, if available, to Switch or its service provider for the duration of your business relationship, solely to help them identify you or your wireless device and to prevent fraud. See our Privacy Policy for how we treat your data.

If you do not agree with any of these Terms, including the Privacy Policy incorporated herein, please do not use this Site. By using this Site you will be deemed to have irrevocably agreed to these Terms. Some areas of this Site may be subject to additional terms and conditions, which you should read carefully before making any use of those areas. Such additional terms will not change or replace these Terms regarding the use of this Site, unless otherwise expressly stated.

Privacy Policy Electronic Communications Delivery Policy (E-Sign Disclosure and Consent)

Please read carefully all of the terms of these policies and each of the other agreements that apply to you. We may amend this user agreement at any time by posting a revised version on our website. The revised version will be effective at the time we post it. If we change the user agreement in a way that reduces your rights or increases your responsibilities, we will provide you with 30 days prior notice by posting a notice on the Policy Updates page of our website, unless a shorter timeframe is required by law or by Thread Bank.

Opening an Account

We know people use Switch to accept payments for different reasons. Switch accounts let you do things like:

You are responsible for maintaining adequate security and control of any and all IDs, passwords, personal identification numbers (PINs), or any other codes that you use to access your Switch account and the Switch services.

You are responsible for keeping your mailing address, email address and other contact information up-to-date in your Switch account profile.

In order to hold money on the Switch platform and utilize Switch’s banking services, you must open an account with our partner, Thread Bank, which is subject to Thread Bank’s rules and terms, which are available here. We will share the end user’s data with Thread Bank for the purposes of opening and managing the Customer Account

By accepting these terms, you consent to Switch using personal data provided by you or obtained through account verification processes, in order to provide the Switch services.

If you are under the age of eighteen (18), you may not use Switch.

User Accounts

Any user has the ability to: